Terms And Conditions

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Welcome to Kalyanam Financial Services Pvt Ltd. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

1. Eligibility
By using this website, you confirm that you are at least 18 years of age and possess the legal capacity to enter into a binding agreement. These terms apply to all visitors, users, and clients accessing our platform or services.

2. Nature of Services
Kalyanam Financial Services Pvt Ltd provides professional financial services including:

Investment Planning
Mutual Fund Distribution
Insurance Advisory
Loan Assistance
Financial Planning

The information available on this website is intended solely for informational purposes and should not be considered as financial, legal, or tax advice.

No Guarantee: Investment products are subject to market risks. Past performance does not guarantee future returns.

Non-Binding Information: Information provided on this website shall not be considered a formal offer, commitment, or advisory contract unless specifically agreed upon in writing.

3. Intellectual Property Rights
All content on this website, including logos, text, graphics, design, and materials, is the exclusive property of Kalyanam Financial Services Pvt Ltd and is protected under applicable intellectual property laws.

Unauthorized use, copying, reproduction, or distribution of any website content is strictly prohibited without prior written approval.

4. User Responsibilities
By using this website, you agree not to:

Provide false, inaccurate, or misleading information
Attempt unauthorized access to any website systems or client data
Disrupt website functionality or security
Use any tools, calculators, or information for unauthorized commercial purposes

5. Privacy and Data Protection
We value your privacy. All personal information collected through this website shall be handled in accordance with our Privacy Policy and applicable laws.

By submitting your details, you consent to our collection, storage, and use of your information for service-related communication.

6. Communication Consent
By submitting your information through our contact form or any online inquiry, you authorize Kalyanam Financial Services Pvt Ltd to contact you through call, SMS, WhatsApp, RCS, email, or other communication channels regarding services, updates, and promotional information.

This consent shall override any registration under DNC/NDNC, subject to applicable regulations.

7. Limitation of Liability
To the fullest extent permitted under applicable law, Kalyanam Financial Services Pvt Ltd shall not be liable for:

Any indirect or consequential losses arising from the use of this website
Losses due to market volatility or investment-related risks
Delays caused by third-party institutions such as banks, AMCs, or insurers
Technical interruptions, downtime, or system errors

8. Third-Party Links
Our website may contain links to third-party websites, including AMCs, insurance providers, and regulatory bodies. These links are provided for convenience only.

We are not responsible for the content, accuracy, or privacy practices of any external website.

9. Suspension or Termination
We reserve the right to suspend or terminate access to this website or our services without prior notice in case of misuse, fraudulent activity, or violation of these Terms.

10. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts located in Gurugram, Haryana.

11. Changes to Terms
We reserve the right to amend or update these Terms and Conditions at any time. Changes will become effective immediately upon being published on this page.

Continued use of the website after such updates shall constitute acceptance of the revised Terms.

Contact Information

Company Name: Kalyanam Financial Services Pvt Ltd

Email: kalyanamfin@gmail.com

Phone: 9818287771

Office Address: 1148, Tower B, Spaze I-Tech Park, Sector 49, Sohna Road, Gurugram – 122018, Haryana, India

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-267107 | Date of initial registration – 07 NOV 2025 | Current validity of ARN – 23 MAR 2029

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